USE A PART OF MONTHLY EXPENSES TO CREATE A PLAN "B" INCOME STREAM

Do I need a Plan "B" income stream?

• If I am well qualified, in a highly paid job, am a high performer?
  

OR

• If I am just above average and in a reasonable job, able to pay my bills?

OR

• If I am working more that one job to make ends meet?

OR

• If I am a Professional in Private Practice; a Tradesman with my own business; an Artist or Musician performing gigs locally/internationally?
  

Well the answer depends of my Freeflow and Overflow factor.

• Answer A - If my Freeflow Factor is already at 50% or less AND my Overflow Factor is at 100% or more then I am already truly Free and genuinely Financially Independent. I already have additional income streams and it is OPTIONAL whether or not I want to look at even more "plan B" income streams.
• Answer B - If I have not attained the 50% Freeflow or 100% Overflow targets as yet, then acting on any opportunity to create "plan B" income streams is quite essential to my personal wellbeing and financial independence.

TIME TO MEASURE MY FREEFLOW AND OVERFLOW FACTOR THEN.

WHAT IS THIS FREEFLOW FACTOR

• Freeflow is a RISK MANAGEMENT factor that I AIM to MINIMISE. It evaluates my level of dependency on my income from my Job, Profession or Vocation [called $Job for short] versus my TOTAL Monthly Income [$Job + $PI for short]. $Job applies to Employees, Professionals in Private Practice, Tradesmen and Artists/Musicians alike. The Freeflow Factor is a MONTHLY percentage measurement. It helps me measure and appreciate the rate at which I am creating my additional income (cash inflows) from Dividends from shares in companies, interest from savings/investment accounts, Rental from Investment Properties, Surplus Cash Inflows from Businesses owned [Passive income or $PI for short].
  



• At 100% Freeflow I am 100% exposed and at the highest level of Risk. Whereas at 50% Freeflow my financial exposure to a job loss is virtually 0%.

• The MONTHLY calculation I do is $Job divided by [$Job+$PI] multiplied by 100 equals my Freeflow Factor as a percentage.
  
• Example $4,500 divided by [$4,500+$500] multiplied by 100 means that my Freeflow factor is 90%.


• So I need some more income stream to create more $PI to reduce this Freeflow Factor to 50% or LESS.


• Opportunities for "plan B" income streams are therefore still very relevant to me.

WHAT ABOUT THE OVERFLOW FACTOR

• Overflow is a LIFESTYLE MANAGEMENT factor that I AIM to MAXIMISE. It evaluates my level of FREEDOM IN MAINTAINING MY LIFESTYLE, and paying my Monthly Expenses [$Expenses]. The Overflow Factor is a MONTHLY percentage measurement of my [$PI] versus my [$Expenses] .
• At 0% Overflow I have no true freedom. Whereas at 100% Overflow or more I am truly in the OVERFLOW and genuinely Financially Independent.
  
• The MONTHLY calculation I do is [$PI] divided by [$Expenses] multiplied by 100 equals my Overflow Factor as a percentage.


• Example $500 divided by $4,167 multiplied by 100 means that my Overflow factor is 12%.


• So I need some more income stream to create more [$PI] to increase this Overflow Factor to 100% or MORE.


• Opportunities for "plan B" income streams are therefore still very relevant to me.

OK SO HOW DO I CREATE [$PI]

• Excellent financial advisers guide us to plan our lives so that we have some SURPLUS CASHFLOW each month which we can then direct towards investments that match our outcome targets and risk profile.


• This is excellent advice and guidance.


• The challenge is, however, where is that SURPLUS CASHFLOW to come from?


• [$Expenses] seem to be already EATING IT ALL!!!

IS THERE ANY OTHER OPTION?

• YES THERE IS !!!


• I have found an OPEN SECRET, that is already being used successfully by thousands


• I can actually use some of my same [$Expenses] (no new money) TO CREATE SAVINGS AND DEVELOP ADDITIONAL INCOME STREAMS


• WITH a High return on TIME INVESTMENT

TIME TO ACT NOW

1. Register Online NOW by clicking here


2. Then use that web page option to email me with your newly assigned customer account# so that I can add a Special 30% Pricing benefit to your account for immediate savings


3. Then actively LOGIN to utilise your account over the next three months to consume the products/services from the website that you are already consuming from elsewhere and keep a track of the extent of the savings. Note also, the efficiency of service and quality of the products.


4. Decide by month#4 if you want to take it to the next level and start GENERATING A NEW INCOME STREAM


5. Keep in constant communication with me as I mentor you through the entire process and put you in contact with other business builders already successful with this system.

YES I CAN, YOU CAN , WE CAN ....

LEARN HOW TO USE A PART OF MONTHLY EXPENSES TO CREATE A PLAN "B" INCOME STREAM

For related personal development reading click here.

EXCELLENCE

I have come to believe and live the following self motivator

"Excellence is not for a season but for reason and for a lifetime !!!"

Truly give some time pondering this statement and let me know what happens as the true innermost meaning for you starts kicking in.

• how do you now approach all you think, say and do?
• what is it that you challenge your core support team to encourage you to do?
• how do you support those whom look to you as a memeber of their core team?
• what is your approach when difficulties arise that even escallate to a level of personal crisis?
• how do you deliver on the job, business, or gig?
• what happens when major shifts take place that demand lifestyle changes?
• what does your family experience of you?
• how do you treat you?

As you consider these matters Space 4 More may be a useful resource.

One love

SPACE 4 MORE ...

Is there need for each of us to have SPACE 4 MORE .......

Does a challenging economic environment along with its recessionary & depressionary forces demand that we each clear and nurture our personal inner SPACE 4 MORE ......

Do we need to save our family life by rebuilding the family's capacity to clear and nurture SPACE 4 MORE ......

Have you learnt lessons and found simply steps that worked for you as you cleared, created and nurtured your SPACE 4 MORE ......

SHARE YOUR THOUGHTS, INSIGHTS AND QUESTIONS ...... and together we can make a difference one person at a time, one family at a time, one community at a time as we all enhance our capacity to clear and nurture our SPACE 4 MORE .....

Love, joy, peace, harmony, wellness and abundance ..... is this an unrealistic dream or can we actually experience these things in any environment?

Join the conversation ..... make a difference :)

Mentoring to experience FREEFLOW and OVERFLOW

Freeflow and Overflow are two items I would encourage anyone to include on the top of their daily "THINGS TO DO" LIST. Then keep moving them to the top of the list for each new day. This way they will constantly be infront of you as you shift towards actually developing these new habits of FREEFLOW and OVERFLOW as part of your daily routine.

I am sure that many want to experience life more abundantly. As I am equally sure that the intensity of keeping pace on the threadmill of life leaves many with limited available energy/time for much else.

Freeflow and Overflow can be a way to start rebuilding your personal freedom.

How many do you know who would actually choose to press the pause button on their current threadmill of life so as to step on to a new pathway of renewed energy and personal freedom?
Would such persons be willing to create the time to make new "time investments" in themselves, if they had a mentor they knew to help them to learn then slowly but surely develop momentum towards actually experiencing personal freedom while also taking care of the existing demands of life?

If you know anyone like that, do you care enough about them to learn a system yourself and be a mentor even while you are learning. A very effective way of shifting our personal energy, assimilating new information and experiencing a sense of fulfillment is by learning and mentoring others in lifechanging systems that work.

Add your comments, raise your questions to this post if it has struck a chord with you thus far.

More to come ............. if stimulated by your comments/questions/posts :)